Finances...Always a hard topic!!! One topic it has taken me a while to speak about.

This is a topic I have wanted to talk about for some time.  It is a hard one because I was raised to be proud. I thank my parents. They made me a hard worker. Sadly, sometimes, that is not enough.

This is a really hard topic for me to talk about.

My husband and I  are currently in the midst of bankruptcy.We have been for many years now.  He was an executive at Forbes, he worked in Manhattan.

I have been very rich in my life (monetarily), and very poor the same.

It was not because he, and I did not work hard.  I do enlarge feel that it is my fault. I re-located him from a great job in NYC.

I started writing this post last week. I guess, finally, I had the courage to talk about it. I did have to consult my DH to see if it was OK to write about. He said, "Yes."

This is a hard topic for me. I know that I am not alone here either. I have talked to more than many friends that are in the same situation.  I feel it is important to speak about.

I feel it is important because...because, life can toss you things that you are not prepared for...financially, or otherwise.

I have walked through red ropes in LA, and NYC. I flew first class to jobs all over the nation.  I have gone with out eating dinner so my kids could. I have been at both ends of the gamete.

What I am here to say today, is something I should have talked about long ago. I did not have the courage. Today I do. Times are tough. My DH was commuting back and forth from WI to NYC for over a year. It was too much. It was too hard on him. I also was not in a good place at that time.

We decided he would quit Forbes. We "thought"...he is an executive..we thought he could work between either Milwaukee, or Chicago, we thought that he would be a "home run." He was not. It was at the same time that the economy crashed. He was out of work for over a year.

I was a fricking mess at the time, which so did not help things. He did some consulting..it helped, but not even close to paying the bills. We lived on credit cards. We robbed Peter, to pay Paul. It was a nail bitter.

We prayed a ton, and cried a lot. We had to file bankruptcy. It was a horrible choice, it made us feel weak, it made us feel less. Even though, we got on a 5 year program that would pay all back in full, it is still super humbling.

I feel the need to FINALLY talk about this because, I know we are not alone.

We are back on track, we will be fully paid off in about a year and a half. It is horribly embarrassing. It is super humbling. That's OK, we are on the right track now.

I so hesitated to speak about this, but something was pulling at my heartstrings. It was something to share with others. With others, who should not be ashamed.

I geuss that is all I have to say about that.